What Is Your Perfect Home?

Learn How to Buy the Perfect Piece of Hunting Land for You

Posted by on Jan 6, 2017 in Uncategorized | Comments Off on Learn How to Buy the Perfect Piece of Hunting Land for You

If you are a deer hunter, it can sometimes be difficult to find a place to hunt if you do not own your own property. If you want to be able to hunt at any time that is convenient to you, you need to purchase your own property to hunt on. The following guide walks you through a few tips for choosing the perfect hunting property for you. Consider the Location of the Property The first thing you need to do is consider the location of the property. You want to be sure that it is close enough to your home that you will not have trouble reaching it early in the mornings. If it is located far from your home, you may not be as likely to be able to travel to it regularly. Consider the Animals in the Area Next, you need to consider the types of animals that can be found on the property regularly. Ask to walk the property with a real estate agent or the owner of the property. Look for signs of animal life in the area, such as footprints and fecal deposits. Consider the Restrictions for the Area Make sure that the property can be used for hunting. There are some pieces of property that are located near urban areas that cannot be used for hunting because there are too many businesses or homes nearby. Be sure to have your real estate make sure that the property is zoned for hunting before buying it. Consider the Size of the Property If you plan on hunting with other people, you may want to property that is somewhat large. You want to be sure that everyone can hunt safely without worry that someone will be accidentally shot during a hunting trip. A larger property will also give you the ability to set up multiple hunting stands to hunt out of on the property. This allows you to change things up from time to time when needed. When you buy the property, you can start using it for hunting right away if the land is zoned for it. Take the time to set up trail cameras throughout the property before you set up your tree stands so that you can see which areas get the most traffic. This will better your chances of being able to get a good shot on an animal as soon as...

read more

What Should You Do To Buy A Home In The New Year?

Posted by on Jan 4, 2017 in Uncategorized | Comments Off on What Should You Do To Buy A Home In The New Year?

If one of your New Year’s resolutions is to take the steps necessary to buy a home in the near future, you need to shake off bad habits now and pick up some good ones. Although basic good habits, such as staying on budget, are well-known, there are some habits that are sometimes overlooked. To help you stay on track with your resolution, here are some good and bad habits you should know.   What Good Habits Should You Start? The most obvious good habit you should take on is creating a budget and sticking to it. If you have trouble with this task, talk to a financial planner who can help you analyze your finances and help you draft a reasonable budget.   Not all good habits are centered around your current financial state. For instance, now is the time to get familiar with home improvements. The more you know about home repairs and remodeling, the more money you can save on a home later. Instead of sticking solely to more expensive homes that are move-in ready, you can expand your search to homes that might need a little love and cost less.   In addition to these practices, you need to focus on building credit. Paying off your debts is not enough. You have to establish credit with borrowers to make yourself more attractive to mortgage lenders. Talk to your financial planner to determine just how much of your available credit you should use in your effort to establish credit.   What Bad Habits Do You Need to Stop? Without realizing it, you might be practicing bad habits that can ruin your chances of scoring a home loan. For instance, even though you might have been consecutively employed during a period of time, if you frequently changed employers, this could be problematic. Lenders want to know that you are stable. Ideally, you should stay at your current employer until after you have closed on a home.  Chances are, if you went to college, you have student loans. If you do, failing to make payments on time can have a significant impact on whether or not you are able to secure a reasonable loan. Delinquent payments are reported and lenders see this as a bad sign that you will make loan payments on time.   Even if you are approved for a loan, the interest rate could make it impossible to afford. You could end up having to settle for a different home than the one you actually wanted.   Work with a real estate agent to determine what other good and bad habits you should know in your bid to buy a...

read more

Upstairs Or Downstairs Apartment? These Factors Will Help You Decide

Posted by on Dec 30, 2016 in Uncategorized | Comments Off on Upstairs Or Downstairs Apartment? These Factors Will Help You Decide

If you’re on the hunt for a new apartment, then you have a big decision to make before you get too far into the apartment hunting process. Do you want to live in an upstairs or a downstairs unit? These can be two very different living experiences, so it’s important to weigh the pros and cons of each and make a decision before you start seriously hunting for apartments. Living Upstairs: Pros When you live in an upstairs apartment, it tends to be quieter. You don’t have to deal with footsteps u above. As long as the home you’re in has decent insulation, you shouldn’t hear much sound at all from below. This can be a great advantage if you have a baby or small child who is woken easily or if you go to bed early and need absolute quiet to sleep. Also, since heat rises, upstairs apartments tend to be warmer. You may not have to pay as much for heat in the winter. Living Upstairs: Cons The furniture you have will be limited to what you can fit up the stairs and into your new apartment. Oversized sectionals and king size beds may not be an option, depending on how the stairway and doorways are laid out in your particular building. Plus, you will have to climb the stairs every time you come home. If you have arthritis or limited mobility in any way, this can be a struggle. Living Downstairs: Pros When you live downstairs, moving in will be much easier. You don’t have to carry items up the stairs. Larger items like king size beds should be an option for your home. Since heat rises, downstairs apartments tend to stay cooler in the summer. In a hot environment, this can mean lower AC bills or less need to turn on the AC in general. Living Downstairs: Cons When you live downstairs, you frequently hear noises made by the people living upstairs. You’ll hear them if they walk across the floor with shoes on or if they drop something. If they have a dog or a cat, you may hear it running across the floor and playing. Also, when you’re on the ground floor, you’re more likely to have to deal with moisture problems since you’re closer to the basement. If the basement is damp or improperly sealed, the moisture may end up in your home. For further information, you will want to check out a company such as St. Louis...

read more

Buying A Home Without Seeing It In Person? What To Ask Your Realtor

Posted by on Dec 29, 2016 in Uncategorized | Comments Off on Buying A Home Without Seeing It In Person? What To Ask Your Realtor

Making a home purchase is a very big investment, which many people put much time and consideration in doing. Unfortunately, there may be a situation where you end up buying a house without being able to see it in person. This could be due to getting a new job in another state and needing to suddenly move. When this happens, you’ll need all the help you can get picking the right home. Be sure to ask your realtor these 3 things. What Is The Neighborhood Like During The Night and The Day? A thing you can’t see when you are unable to visit the home is the neighborhood’s personality. There is something to be said about how a neighborhood feels when you are walking down the street, both during the night and the day. Hopefully, your realtor has visited the area. Ask them about how safe the area feels, if it is well lit, and if it has an overall good vibe. Streets can have completely different feels to them, even if they are in the same city. You may have one street where the neighbors don’t really talk to each other, and another street that has frequent block parties during summer. These are all things that you can’t tell based on the listing online. Are Home Values At Their Peak? It’s easy to be familiar with the home values in your local area, especially if you bought the house you are currently living in at some point. When looking at homes for sale in another state, though, it can feel completely unfamiliar to you. Ask The Soda Group or whichever other real estate service that you’re using about housing trends, and if it looks like homes have reached their peak value or if the value will soon go up. If you are only going to be in the home for a few years, it may not be wise to buy in an area that just had a housing boom. Is The Seller Flexible? Home sales can be difficult when you are not there in person to handle things. It is important that the seller of any home you purchase is flexible with your situation. This could include scheduling a home inspection without you being there, or even doing a walkthrough over FaceTime. For more tips about buying a home without seeing it first in person, work with a real estate agent that has experience with these types of sales in the past. It is what will help the purchase go as smoothly as...

read more

Don’t Let Furnace Issues Undermine Wintertime Homes For Sale

Posted by on Dec 28, 2016 in Uncategorized | Comments Off on Don’t Let Furnace Issues Undermine Wintertime Homes For Sale

While few buyers are likely to visit a property during the dead of winter, a home placed on the market year-round is still open for showing during those cold months. The months may even be colder for those homes with a furnace issue. The current occupiers of the property might not have an issue with the chilly interior, but a potential buyer who feels there are issues with the furnace could opt not to purchase the home. The owner of an older home should address the furnace to avoid leaving a bad impression when showing the property. Furnace Troubles Mean More Costs A home that is a little chilly in the winter is not going to chase off a buyer. A home that clearly is showing the signs that it is not up for the rigors of the winter, however, might lead the buyer to assume a lot of costs are going to be involved with the property. Furnace issues to think about include: The Knocking Furnace A furnace that goes on and off due to the pilot light not working properly could be very alarming to a buyer. A furnace could cost several thousands of dollars to replace. Buyers know they cannot play games or entertain delays when it comes to replacing a furnace. The heat from the furnace is what keeps pipes from freezing. The on/off issue with the furnace might not even be something all that serious. A furnace could just use a good cleaning or a fuse may need to be switched. Doing so right before winter arrives would be prudent. The Old Thermostat Old homes have old thermostats. Older thermostats are not energy efficient at all. In addition to making a home more costly, the sight of an old thermostat may lead some to panic. The assumption may be the entire furnace is outdated — even if it is still has many years of life left. An old furnace is going to need to be replaced relatively soon. Once again, the scary specter of paying for a new furnace might frighten would-be buyers. The Exposed Duct Ducts that run along the sides of the walls need to be covered not only to make them less unsightly, but to property regulate forced hot air. Missing duct covers that were removed for whatever reason need to be replaced. The sight of the missing duct covers is going to put a terrible impression in a buyer’s mind. None of these steps are too difficult to perform. Once done, a home for sale doesn’t have furnace woes disrupting a winter...

read more

Just Because You Own The Property Doesn’t Mean You Can Do With It As You Want

Posted by on Dec 21, 2016 in Uncategorized | Comments Off on Just Because You Own The Property Doesn’t Mean You Can Do With It As You Want

Buying a house is an exciting adventure. You probably have all kinds of ideas and plans now that the place is yours to do with as you please. However, this is not necessarily so. There are zoning laws and variances, municipal codes, and maybe even homeowners association regulations to abide by. Other than moving your belongings in and doing aesthetic changes to the inside, you may need permits or permission to fulfill your plans. You may even be restricted from certain things. Here are just a few things you may want to check about before buying a property. Animals Unless you are in some type of gated or planned community with strict homeowner’s regulations, you can probably have a cat and dog. However, there may be a limit to the number you can keep. Other than that, zoning laws will dictate what kinds of pets you can have. Do not go out and buy your daughter that cute little micro-mini pig unless you are sure it is not going to break a zoning ordinance. There can be some pretty hefty fines for having the wrong type of animal on your property. Of course, worse yet is telling your daughter she has to give up her new best friend. Businesses It could be very hard for someone to prove you are running a business out of your home that is strictly service oriented. However, if you frequently have clients or customers coming for meetings things may look suspicious. Before you put your home address as your place of business on any documentation, be sure you have a business license and some type of permission to operate a business there. Most of the time, you can get a variance to have the business there. However, if it involves a lot of noise, excessive traffic to the house, or the business involves doing things outside where the neighbors may be bothered you may be denied and have to fight the decision. Additions Any time you are going to be adding on or changing the original structure of the house, you will need a permit to do so. If you are trying to build too close to a property line, you may be denied permission for it. You may also be required to get permission to build a fence, erect a storage shed, or install an in-ground pool. Contact city hall to find out which department handles the type of work you will be doing. Owning your own home is great, just make sure that the real estate you are going to buy has the right zoning and that you can abide by any other restrictions or regulations on the...

read more

Moving With Pets: Tips To Keep Animals Calm During Your Relocation To A Townhouse

Posted by on Dec 6, 2016 in Uncategorized | Comments Off on Moving With Pets: Tips To Keep Animals Calm During Your Relocation To A Townhouse

Moving into a new townhouse is an exciting experience for pet owners. Many town homes for rent feature fenced or otherwise enclosed backyards where pets may exercise and enjoy fresh air. Another benefit for pet owners is the way multiple levels in a townhouse keep more “fragrant” pets on a separate level from entertaining zones. Your home is always ready for guests without having to tidy up after messier pets in a townhome. When moving your pets into a new townhome for rent in your area, there are some tips and tricks to make it easier on you and your animal companions. Follow the pet guidelines below to make it a smooth transition: Universal pet-moving advice As much as people adore their pets, moving day causes even the most devoted pet-lover to neglect their furry and feathered household members. When moving crews, friends, and family are milling about in your home and frantically packing up the furnishings, pets often become overwhelmed or overlooked. Consider letting a kennel, vet’s office, professional animal caretaker, or friend pet-sit for you on move-out day. Your dog or cat won’t accidentally be let outside by strangers, and pets won’t be freaking out over the disruption of their environment. All animals do better with routine. When they are fed, walked, groomed, and handled in the same way and at the same times, they feel more secure. Launch directly into your old routines once your new home is unpacked. Dogs trust their own scent Most dogs are very amenable to new surroundings as long as you’re there and they have their same treats, toys and food. Keep their walks and other activities on the same schedule to help them adjust quickly. Don’t wash all of their bedding and toys before the move, but reserve some stinkier blankets or cushions to help super-nervous dogs feel more at ease. Be sure to update your dog’s ID and contact tags, and reach out to dog-owning neighbors to discover the local dog hot spots for walks and play. Cats appreciate some cheek-to-cheek One way to encourage your cat to feel comfortable in their crate for the move is to order some synthetic feline facial pheromone spray from your vet. When cats rub their cheeks on stuff, it turns out they’re marking familiar territory. Use the spray to mark the crate. You can also use a soft cloth to rub your cat’s cheeks, and then rub that cloth on the crate, furnishings, baseboards, and other areas where the cat is allowed to go. Skittish cats appreciate smelling their own scent in the new townhome and may settle more easily. Parrots need some coaxing for new digs You may need to change parrot cages when you move into a townhome, since your old cage may be outgrown or not the correct size. Transition your curious parrot a few weeks in advance of moving. Set up the new cage next to the old cage if possible, Have tempting toys, perches, and treats in the new cage. Allow your parrot to explore the new cage on its own. Once in the new place, reduce your bird’s anxiety by ensuring he or she can see you while you unpack. As long as you’re within view, parrots feel much more secure. Fish are the most fragile...

read more

Fresh Air And Close To The City: 2 Neighborhoods Close To Manhattan

Posted by on Dec 6, 2016 in Uncategorized | Comments Off on Fresh Air And Close To The City: 2 Neighborhoods Close To Manhattan

If you need to be in Manhattan because of your job, but don’t want to buy a co-op there because it’s both very expensive and you won’t find much green space, then you should look north of the city. There are lots of neighborhoods in both The Bronx and Westchester that provide you with lots of fresh air, green space, and also have a super easy commute to the city. Below you will find an overview of two really nice neighborhoods that you should look into when searching for a home that has access to lots of green space and fresh air. Yonkers Yonkers is a city in Westchester. However, it’s really close to Manhattan. It’s in the southern part of Westchester, right above The Bronx. There are trains that run into midtown Manhattan, so you can take mass transit to work. You can also drive in really easily, if you prefer to take your own car. One of the cool things about Yonkers is that you can get either a co-op, condo, or a house. Some of the smaller towns in Westchester are mainly houses, so if you prefer an apartment over a house, then one of the fancy condo buildings in Yonkers is the way to go. The area also has a huge shopping center (Cross Country Square) where you will find everything you want. There is also a gigantic Costco and Stew Leonard grocery right off the highway, as well as a Whole Foods and medical center at the luxury Ridge Hill shopping center. Even though it’s a city, there are lots of trees, rivers, and lakes. You can take your family to Tibbets Park on the weekends and hang out in the shade of the beautiful oak trees. Or you could head over to the Hudson River promenade and walk alongside the water and have lunch at one of the cafes. The city has one really busy section (Broadway and north to Ghetty Square) but if you look around the Tuckahoe area you will find that it’s very quiet and peaceful and mostly tree lined streets, small condos, and well maintained parks. Riverdale If you want to stay in New York City, but still want the feeling of living outside of the madness and congestion, then Riverdale is perfect. The neighborhood is in the Northwest and sits right on the Hudson River. It’s actually south of Yonkers, so you could drive around both neighborhoods when looking at places. Riverdale has some classic, old, brick buildings, as well as huge high rise co-ops along Independence Ave and Riverdale Ave. If money is no object, then definitely check out the private homes west of the Henry Hudson parkway or the area known as Fieldston. These homes are beautiful and you get big backyards. There is even a lake in Fieldston, though its small and people don’t swim in it. One of the biggest green spaces in New York is right near Riverdale. This is Van Cortland park. There are horse stables where you can go riding (the horses go through the backwoods trails and you can get instructions to go with you), hiking, fishing at the Van Cortland lake, or golfing. It’s a gigantic park that rivals Central Park and transforms the entire area into a really...

read more

How Do You Sell A Home With A Reverse Mortgage?

Posted by on Nov 30, 2016 in Uncategorized | Comments Off on How Do You Sell A Home With A Reverse Mortgage?

Did you take out a reverse mortgage on your home assuming that you’d stay in the home for the rest of your life, only to have your plans change? Some homeowners with reverse mortgages remain in their homes simply because they assume that their reverse mortgage somehow prevents them from selling the home. This is simply not the case. If you have a reverse mortgage and have now decided that it’s better for you to move elsewhere, you can sell your home. You’ll just have to follow these steps, which are a bit different from the conventional steps one follows when selling a home without a reverse mortgage. Step 1: Confirm how much you owe on your reverse mortgage loan. Contact the company that issued your reverse mortgage loan. They should be able to tell you exactly how much is owed on the loan if you were to pay it back in full today. (You need to pay off the loan after selling the home.) The amount they give you will be equal to the amount you borrowed in the reverse mortgage, plus any interest and lender’s fees. Step 2: Find a realtor who has experience selling homes with reverse mortgages. While you could simply have a realtor sell the home and then pay off the reverse mortgage lender yourself, this can get a little complicated. If you find a realtor who has experience with this process, they can coordinate with the reverse mortgage company on your behalf, saving you a lot of hassle. You’ll also want a knowledgeable real estate attorney on your side. Your realtor should be able to recommend one if you don’t know one. Your realtor will list the home for sale and work to find a buyer. The asking price for the home should be more than the amount you owe on the reverse mortgage. Step 3: Sell the home and repay the reverse mortgage. When your realtor finds a buyer, the buyer (or their bank) will pay for the home. The amount owed to the reverse mortgage company will be sent to them to pay off your loan in full. Make sure you get a document back from them that states that your loan has been paid off and your account has been closed. After your realtor takes out his or her commission and you pay your lawyer, the remainder of the sale amount is yours to keep. Now that you’re out from under your home with a reverse mortgage, you can use the remaining funds from the sale of your home to move into a place that’s better suited to your current...

read more

Three Ways Buying a House at Auction May Make Your Relationship Better

Posted by on Nov 28, 2016 in Uncategorized | Comments Off on Three Ways Buying a House at Auction May Make Your Relationship Better

Spouses making big decisions together can sometimes face challenges. When one person desires one type of real estate property and the other spouse likes the opposite, making a final decision on a house can feel impossible. It is not uncommon for one spouse to feel resentful if they do not get much of their wish list, while the other spouse does. If you and your spouse are worried about the decision of which home to buy coming between you, you should look into buying foreclosed homes at auctions. Here are three ways buying a home at a foreclosed auction can actually make your relationship better.  The decision is like ripping off a band-aid When a home goes into foreclosure and goes on auction, you will likely have to bid on the home on one specific day. Most home auctions will be announced shortly before the auction takes place. This means that you and your spouse will have a short amount of time to decide which homes you wish to bid on and for how much. This means no time for arguing. It also means you feel that successfully bidding on a home is the top priority rather than getting all the features you want.  You focus on what you do like  When you are purchasing homes at a foreclosure auction, you have fewer choices than traditional home sales. Due to the limited choices, you may be willing to work with certain features that you may not in other home sales. You and your spouse may also decide that you will completely redo the inside of your home with the money that you save buying an auction home. This means that the two of you will need to focus on the bones of the homes and the features you do like in order to select a home to bid on.  Bidding requires the ultimate teamwork Bidding on a home will require complete teamwork. You will have to choose a home to bid on and a possible secondary home that you may be interested in if you do not get the first home that you desire. You will also be bidding against other people when you are at the auction, it will be you and your spouse against anyone else who may be interested in your home. This will make you and your significant other feel like a team rather than feel as if you are working against one another when you are looking at homes.  For more information about purchasing a foreclosed home, talk to a realtor like those from Sun Royal Realty that specializes in the...

read more